The Home of HOA Banking
The Home of HOA Banking

Treasury Services

Optimize cash flow, increase productivity, and drive profitability

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Receivable Solutions


Reduce mail processing and collection time for your accounts receivables by directing your remittances to a unique post office box. We’ll even help HOA treasurers maintain back-up records of all checks and create a complete audit trail.

Pair with: Business Online Banking

Remote Deposit

Can’t get to the bank on time? With Valley EZ Deposit, you can deposit checks without ever leaving your office. It even includes same-day posting after normal branch banking hours so you get faster access to your funds.

Pair with: Business Online Banking

ACH Origination Services

Looking for a low-cost way to improve efficiency while lowering your operating expenses? Our ACH Origination Services are a convenient, low-cost alternative to move funds electronically using the Automated Clearing House (ACH) network.

Pair with: Business Online Banking

Treasury Services

Business Online Banking

Our HOA online banking service is one of the easiest, fastest and safest ways to manage your banking relationship anytime, anywhere. Pay bills, transfer funds and make deposits all on your schedule, absolutely free.

Pair with: Remote Deposit, Valley Positive Pay / Payee Positive Pay, ACH Positive Pay

Payment Solutions

Corporate Payment Notification/EDI

Ensures accurate posting of payments and accelerates the cash flow cycle for your business. We’ll even translate the addenda information received with your ACH transactions and provide you with a clear, easy-to-read explanation of each payment.

Pair with: Business Online Banking

Payroll Processing

As a business owner, you have more than enough on your plate so let us help you take managing your payroll process off your to-do list. We’ve partnered with ADP® – a worldwide leader in payroll solutions – to provide a full suite of services designed specifically for you.

Pair with: Business Online Banking, Merchant Services

ACH Origination Services

Lower costs and improve efficiencies by moving money electronically through the Automated Clearing House (ACH) network. 

Pair with: Business Online Banking

Unsure what products and services are right for your HOA?

Here at Valley, we pride ourselves in helping our HOA customers find the right banking to meet their needs. Start your journey today with our interactive tool.

Liquidity Solutions

Controlled Disbursement Accounts

Get a better grip on your daily cash position and reduce the need to manage idle funds by receiving morning notifications of daily check clearing details.

Pair with: Business Online Banking

Zero Balance Accounts

Managing the cash flow for multiple accounts doesn’t have to be a difficult process. Our Zero Balance Accounts simplify payments and put you back in control. 

Pair with: Business Online Banking, Security Solutions

Security Solutions

Valley Positive Pay / Payee Positive Pay

Reduce the risk of unauthorized check payment activity by submitting issue files, viewing exceptions, making payment decisions, accessing reports and receiving text and email alerts on suspected check fraud activity. 

Pair with: Business Online Banking, ACH Positive Pay

ACH Positive Pay

ACH Positive Pay screening capabilities will allow only certain vendors (originators) and dollar amounts to electronically debit your account

Pair with: Business online banking, Payee Positive Pay

ACH Account Block

As the volume of your ACH transactions increases, so does the potential for fraudulent activity. Protect your bank accounts from unauthorized electronic charges with Valley’s ACH Block – a simple way to block specific transactions from being processed.

Pair with: Business online banking

Merchant Services

Merchant Services

We’ve teamed up with First Data, the global leader in payment technology and services, to give you a comprehensive suite of merchant payment solutions that are innovative, efficient and easy to use.

Pair with: Business Online Banking, remote deposit

Why apply online?

Only 8 minutes to complete

Managing HOAs is a time-consuming job, so we’ve made it a little easier to get things done! Applying online is quick and it's available 24/7 - no more waiting for the bank to open.

Sign all your documents online

With digital signatures you can sign account opening forms at a time that suits you -- without having to deal with mountains of paper. For forms that require multiple signers, this means no more running around trying to coordinate busy schedules to find a time to sign.

We're here to answer any questions

You’ll still get all the benefits of our customer service: before your account is officially opened our team will make sure you’re happy to proceed and help you with any questions or concerns you have.

What do I need to apply?

We’ll ask you for:

  • Your HOA name and address
  • Your Property Management Company name and address (if applicable)
  • Names and emails of signers on the account
  • The account or accounts that you want (view accounts here)

For verification purposes (if you don’t have these, you can still complete the form):

  • The EIN number of your HOA
  • The EIN number of your Property Management Company (if applicable)

All the information you enter in the form is kept private and secure, and will only be seen by the bank. The information will solely be used for account opening purposes, you will not receive unwanted advertising or promotional material at the addresses and emails you enter in the form.

This application should take approximately 8 mins

I’m ready! Let’s get started

We would love to hear from you, especially if you have any questions.