Close
The Home of HOA Banking
The Home of HOA Banking
VLY overlay

HOA and Community Banking Specialists

Our dedicated HOA accounts were designed to meet the unique needs of HOAs and their property managers.

Why should you choose Valley for your HOA needs?

We’ll help you find the right accounts

Operating AccountHOA Checking Account

With all the basic services you need, our HOA Checking account is the foundation of your relationship with Valley.

  • Unlimited check writing
  • No monthly service charge when maintaining a $500 daily balance
  • Free online banking and Valley Visa debit card
Reserve account / Interest BearingHOA Money Market

Watch your HOA funds grow with a competitive interest rate while still having easy access to it when you need it.

  • Competitive tiered-interest-rates based on deposit amounts
  • No monthly service charges or minimum balance requirements
  • Up to six free withdrawal transactions per month
HOA Lending at Valley Bank
Lending solutions designed for community associations

Valley understands the unique funding needs of HOAs.


We offer loans at competitive rates with convenient terms and quick turnaround on funding.

HOA FinancingInterested in HOA loans?

Find out about our financing solutions for homeowners associations.

Treasury servicesOur treasury services make it easier to manage your HOA funds

From online banking and lockbox solutions to payroll processing, Valley has a wide range of treasury services tailored to HOAs and Property Managers.

Case StudyProperty Management Company Benefits from Custom Banking Solutions at Valley

This case study explores how Valley Bank's personalized service and knowledgeable staff helps a busy property management company save time and improve efficiency.

Use our account finder to help you decide on an account. Which role best describes you?